Live-In Care Costs & Funding
Understanding the cost of live-in care is an important part of planning. We believe in complete transparency — here's what you need to know.
Key Takeaways
- Live-in care from £1,750/week — comparable to a good care home
- For couples, one carer often costs less than two care home placements
- NHS CHC can fully fund care if your primary need is health-related
- Attendance Allowance provides up to £101.75/week regardless of income
- No hidden charges — weekly price covers carer, training, insurance and management
Live-in care from
£1,750
per week
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What's Included
- ✓ Dedicated live-in carer matched to your needs
- ✓ 24-hour care and companionship
- ✓ Personal care, meal preparation and medication management
- ✓ Light housekeeping and laundry
- ✓ Accompanied outings and appointments
- ✓ Regular care plan reviews and updates
- ✓ 24/7 on-call management support
- ✓ All carer training, insurance and DBS checks
Funding Options
Self-Funding
If you have savings or assets above your local authority's threshold, you may need to pay for your care privately. We offer competitive rates and complete cost transparency.
Local Authority Funding
Your local council can carry out a needs assessment and financial assessment. If you qualify, they may contribute to or fully fund your live-in care.
NHS Continuing Healthcare (CHC)
If your primary need is health-related, you may be eligible for NHS CHC, which fully funds your care. We can support you through the assessment process.
Attendance Allowance
If you're over 65 and need help with personal care, you may be entitled to Attendance Allowance of up to £101.75 per week, regardless of your income or savings.
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Costs FAQ
How much does live-in care cost per week?
Live-in care typically costs between £1,750 and £2,000 per week for a single person. Costs vary depending on the complexity of care needs, with specialist dementia or complex care at the higher end.
How much is live-in care per month?
Monthly live-in care costs are approximately £7,000 to £8,700, depending on the level of support needed. This covers 24-hour care including personal care, companionship, meal preparation and medication management.
How much does 24-hour live-in care cost?
24-hour live-in care costs from £1,750 per week. The carer lives in your home and provides continuous day and night support. For overnight waking care or two-carer packages, costs may be higher.
Is live-in care cheaper than a care home?
Live-in care is often comparable in cost to a good care home, and for couples it can be significantly cheaper as two people share one carer. You also avoid additional care home charges for extras.
How much does live-in dementia care cost?
Live-in dementia care typically costs from £1,800 to £2,000 per week, reflecting the specialist training and skills required. This includes carer expertise in Alzheimer's, vascular dementia and other memory conditions.
What is the cost of live-in care for the elderly?
Elderly live-in care costs from £1,750 per week for standard support. Costs increase with higher complexity needs such as mobility support, continence care or conditions like Parkinson's or stroke recovery.
Can I get funding for live-in care?
Yes. Funding options include local authority support (means-tested), NHS Continuing Healthcare (CHC) for those with primary health needs, Attendance Allowance of up to £101.75 per week, and personal budgets. We can help you navigate these options.
What does the live-in care cost include?
The weekly cost covers your carer's salary, accommodation in your home, meals, training, insurance, 24/7 on-call support, care management and regular reviews. There are no hidden charges.
Is private live-in care worth it?
Many families find private live-in care offers better value than residential care, with one-to-one attention, familiar surroundings, and the ability to maintain independence. For couples, sharing a carer makes it especially cost-effective.